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Practical commentary on lending strategy, underwriting discipline, and risk management for community banks and credit unions.
Series: NCUA's 2026 Examination Priorities
A 5-part deep dive into what examiners are focused on this year — and how credit unions can prepare before the exam cycle begins.
- 1. NCUA's Top Examination Priorities for 2026
- 2. Credit Risk Management: What Examiners Really Want to See
- 3. ACL & CECL: Building a Defensible Allowance Methodology (coming soon)
- 4. Liquidity, ALM & Interest Rate Risk in a Higher-Rate Environment (coming soon)
- 5. Third-Party Risk, Fraud & Operational Resilience (coming soon)
Credit Risk Management: What NCUA Examiners Really Want to See in 2026
Examiners aren't looking for perfect loans. They're looking for evidence of sound risk management — from underwriting consistency and policy exceptions to concentration risk and portfolio monitoring.
Read Article →NCUA's Top Examination Priorities for 2026: What Every Credit Union Should Be Doing Now
Examiners are taking an increasingly risk-based approach in 2026. Here are the five areas receiving the greatest NCUA attention and how your institution can prepare before examiners arrive.
Read Article →